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The Credit Advantage Playbook

Repair your credit using the exact rights federal law already gives you — then turn that skill into income. 20 modules, 11 ready-to-send letter templates, and a 90-day action plan. No gimmicks, no gray areas.

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What's Inside

A complete system, in the order that actually works.

01The Dispute Engine

The 4-round FCRA process the pros use — initial disputes, method-of-verification demands, furnisher-direct disputes, and CFPB escalation, each with its own letter and timeline.

02Every Negative, Handled

  • Charge-offs & collections (validation + pay-for-delete)
  • Late payments & goodwill letters
  • Hard inquiries & personal-info cleanup
  • Bankruptcy & reinserted items
  • ChexSystems / EWS banking records
  • Evictions & apartment approval

03Build, Don't Just Repair

Utilization timing, credit-limit plays, authorized users, credit-builder products, and the 700 formula — plus legitimate business credit under your EIN.

0411 Letter Templates

Dispute, method-of-verification, debt validation, goodwill, pay-for-delete, reinsertion, intent-to-sue, and more — cited to the exact statute, ready to personalize and mail.

05Income Streams

Digital products, vendor sourcing, faceless marketing — and the full blueprint for launching your own compliant credit consulting side business.

06The 90-Day Plan

A week-by-week calendar so you always know exactly which letters to send, when to follow up, and what to build while you wait.

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Educational material only — not legal or financial advice, and no specific credit-score outcome is promised or guaranteed. Results depend on your individual situation. Questions or access issues: info@allanadvisors.com

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